What if my vehicle is still financed?

If your car still has an active loan or lien, it cannot be sold until that balance is settled or the lienholder releases the title. However, 603 Auto Salvage can still help guide you through the process.

The first step is to contact your bank or lender and request a payoff letter. This document states how much is still owed on the loan. If you choose to pay off the remaining balance, the lender will issue a lien release and mail you the title. Once you have the title in your name, we can purchase the vehicle immediately.

If the loan amount is higher than the value of the car, we can still make you an offer, but the payoff must be completed before the sale can be finalized. Some lenders will send the title directly to us after receiving payment, and we will coordinate with you to ensure everything is processed properly.

Our staff deals with these situations frequently and will make sure every detail is handled correctly so the transaction stays legal and smooth. We will always be honest about what is required before we can proceed, and we never take possession of a vehicle with an unresolved lien.

Once the title is clear, we will complete the sale like any other transaction — fast, easy, and transparent.